Our Credit Acceptance program allows us to offer 100% Credit Approval out of our Washington office. We can use bank statements or unemployment stubs to prove income, if need be. Most vehicles are eligible for a vehicle service contract and GAP protection. Credit Acceptance does not look at your Debt-to-Income Ratio, only your Payment-to-Income ratio. We can even print your approval for you before you leave the office, or email you a PDF of your auto loan approval.