Which Volkswagen Golfs Can I Buy With Bad Credit?

The VW Golf is a successful hatchback that’s now in its 7th generation, and is one of the best car values out there. Many people come to us asking if you can buy a VW Golf with Bad Credit? The answer really varies depending on your specific situation, but we have helped many buyers with less than perfect credit purchase the car of their dreams. Here are some of the most popular VW Golf models that buyers are interested in.

2017 Volkswagen Golf 1.8T TSI Automatic.

This hatchback is one of the most basic Golf models there is. While the design is fairly standard, the value is unmatched. It’s seen an increase in popularity that can be attributed to the many standard features, and excellent new car warranty. The Golf is also very comfortable to ride in. With a 6 speed automatic gearbox and adjustable steering wheel you are set to have value for your money.

2017 Volkswagen Golf GTI.U72145-2015-Volkswagen-Golf-GTI

One of the funnest Golf’s on the market, the GTI is set to impress. Its cargo space and internal storage are adequate and will allow you to carry your goods easily. You will also receive several trim options on the exterior of the car not limiting you to one basic look. The seats in the car have tartan seat covers. This means you have to be a bit careful with spills in the car. The high performance brakes help prevent crashing into the car ahead of you. The car also has a 220-hp turbocharged engine so it has plenty of get up and go.

2017 Volkswagen Golf Wolfsburg.

The cockpit theme on the Wolfsburg will have you feeling like you are in a flashy boardroom in the city. The plastic inserts are made to look and feel like brushed metal. All in all the car is a fuel saver with 25 MPG which is good if you’re thinking of being economical. The lack of self-aggrandizing theater will appeal to some of the buyers out there. The car is one of the most compact in the market. It also has a 5 gear transmission which makes it great for both on and off road experiences.

Volkswagen Golf R 4-Door Manual.91497-2015-Volkswagen-Golf SportWagen

Not everyone is looking to have an automatic gearbox. Some of you still enjoy the power in controlling your vehicle. In this case this version would be perfect for you with the 5 transmission manual gearbox. THE car also has a spectacular navigation system. The fuel tank’s capacity is a cool 14.5 gallons. Child locks and brake assist are some of the safety features on this car. It also has front and rear side airbags.

Buy a VW Golf with Little to No Credit

If you are interested in a VW Golf for sale in Washington State and have less than perfect credit, don’t fret! At Washington Auto Credit we can help you secure an auto loan. Call us today at (360) 529-0002


Which Used Jeeps Are Best for Young Buyers with Little Credit?

Jeep is one of the oldest automotive brands in existence today.  It traces its origins to World War II when the US Military was looking to commission a 4-wheel drive reconnaissance vehicle that can go through any terrain that had quick movements.  The Jeep eventually became an American military standard for decades and is the preferred vehicle of choice for many off-road terrain requirements.

Jeep continues to be a popular brand with many of its old models still existing today.  There are 5 main vehicles still being produced under the Jeep logo, all of which are Sports Utility Vehicles or SUVs.

The usual Jeep design carries a certain charm to them and generally heavy duty.  So it’s no surprise that up till now there are many who still drive these vehicles.  Even young adults in their 20s may find the Jeep still very attractive as it gives that very rugged macho look.  

Let’s take a look at some of the Jeep models out there that would fit 20-year olds’ lifestyle.

The Jeep Wrangler


The Wrangler line is probably one of the most iconic models of the Jeep.  It has the classic military-style look and feel to it that you would find with many of the older Jeep models.  It’s the perfect vehicle companion that can do well both on and off the road.  Nothing says more “ready for action” than this machine.  This vehicle will cross almost any terrain as it is heavy duty.

The used Wrangler in Olympia also very popular because of its design and durability so it is also very easy to find replacement parts for this.  Though it’s already a discontinued model, it continues to be a popularly bought and sold vehicle and many continue to purchase this jeep.

Jeep Wrangler Unlimited

The Wrangler Unlimited is the successor of the TJ Wrangler.  This Jeep is truly an all-terrain vehicle.  It will drive over anything and it will probably pass the test.  It is considered by many as one of the most versatile vehicles today and can be used whether on the road or some hiking or camping trip as it can go through muddy and rocky terrains.   

The Wrangler JK Unlimited is also a very comfortable ride and can even accommodate 4-5 passengers including the driver.  Because of its design you can carry most anything on your trip and is really great for an outdoor trip.  It comes with more luxurious features that are great for everyday driving than the lower trim levels. We know you will definitely love it.

Grand CherokeeC125-2016-Jeep-Grand-Cherokee

If you are looking for something more modern looking then probably the used Grand Cherokee is your choice.  This SUV is perfect for out of town trips.  It can carry more than 5 people.  It is impressive looking and has a more modern day SUV.  These vehicle can be used on both on and off road.  You can use the Grand Cherokee, whether for outdoor trips with your family or you just plan to hang out with your friends.  Whatever the reason, the Grand Cherokee will deliver all you will want from the Jeep brand plus more.  And despite its size, this vehicle is also very efficient so you don’t have to worry about spending too much.

These Jeep Models are great for 20 year olds or even those past that age.  It carries a great charm to them and lots of history.  It will also never fail the look and feel in driving something so iconic.  To learn more about how to get financing on a used Jeep, contact Washington Auto Credit today at (360) 529-0002

Can I buy a Dodge Challenger if I have Bad Credit?

Buying a Dodge Challenger with bad credit might be easier than you think. Thanks to the experts at Washington Auto Credit, a bad credit auto loan is fairly easy to come by. So now that that is cleared up, the bigger question should be “is the Dodge Challenger the right vehicle for me?”. Here are some reasons we like the Dodge Challenger and some other vehicles you may want to consider.

What we like about the Dodge Challenger

The Dodge Challenger is about as an American of a car as you can buy. It’s muscular, fast, fun to drive, and looks amazing. Dodge has been dodge challenger bad credit loanproducing the Challenger since the 1950s, so it has a place in many car buyers hearts. Today the Challenger still looks fantastic and you can tell that its design is still inspired by its roots. In the newer Challengers, there are many different models to choose from at a wide range of prices. You will be pleasantly surprised at the low price you can purchase a used Challenger SXT model for. If you love sporty vehicles and are interested in a vehicle that will turn heads, the Challenger should absolutely be close to the top of the list.

Dodge Challenger Alternatives

If you test drive a Challenger and decide that it isn’t for you, don’t fret because there are some great alternatives out there. The two best other choices in our opinion are the Chevy Camaro and Ford Mustang. These two cars are also known for their heritage and the mark they’ve made in the muscle car industry.

You can easily find a used Mustang for sale in either a V6 or V8 version. We’d recommend the V8 if you want something that is very fast and a blast to drive. The V6 still has pretty impressive power and can usually be found at a lower price. Depending on the year, there are some pretty significant styling differences in the Mustang. We definitely like the direction Ford has taken with the newer models since they look like a modern spin on the classic models.

The Chevy Camaro also enjoys a long history of sports car success. It was first introduced to the market in the 1960s, and recently introduced in 2010. A lot of buyers like the styling of the Camaro and prefer it to the Mustang or Challenger. We agree that it looks great but that decision will have to be up to you. Similar to the Mustang, you should be able to find a used Camaro in either a V6 or V8. Both perform well, so decide which one fits you best and is within your budget.

How to get financing on a Dodge Challenger
If you’ve checked out a used Challenger for sale, used Mustang, and used Camaro – you’ll have a hard time deciding between the three! The great news is that the pros at Washington Auto Credit are your best bet at getting financing on any of these vehicles. Our quick and easy loan application can get you approval in just a few minutes! Give us a call to learn more today, or fill out an application today and we will help get you in that sports car of your dreams.

Life is Better with a Car – TaxMax is Back!



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Credit Acceptance Program gets EVERYONE Approved

Guaranteed Credit Approval I got Financed Collins Credit Acceptance WA Auto Credit

Credit Acceptance allows us to get anyone approved with $800 or more income (even Unemployment).

Our Credit Acceptance program allows us to offer 100% Credit Approval out of our Washington office. We can use bank statements or unemployment stubs to prove income, if need be. Most vehicles are eligible for a vehicle service contract and GAP protection. Credit Acceptance does not look at your Debt-to-Income Ratio, only your Payment-to-Income ratio. We can even print your approval for you before you leave the office, or email you a PDF of your auto loan approval.

Get Help Buying a Car with Poor Credit

If you are in need of an auto loan, and your credit is not so good, the first thing to consider is how much time you have to buy your car.

If you are not in a hurry, your first step is to obtain a copy of your credit report. Once you have your credit report, examine it for anything out of the ordinary or untrue. If there are items on your credit report you do not believe to be accurate, you might consider using a credit repair service for help getting them off of your credit bureau.

Once the negative items on your credit are corrected, you might want to get pre-approved for an auto loan through a site like WashingtonAutoCredit.com. You want to get pre-approved through a company that works with many different lenders to help you obtain your best loan. At WA Auto Credit, we have around 50 different lenders from Credit Unions to Local Banks to Finance Companies that function almost like Buy-Here-Pay-Here lenders.

What if you are in a hurry?

Things change a little bit if you do not have time to dispute the negative items on your credit bureau to try and get them off. If you need a car, and cannot wait, or if your credit simply cannot improve anymore, you need to apply for a bad credit auto loan. A bad credit auto loan obtained at the WA Auto Credit office will report as a new line of credit on your bureau. Additionally, if you pay the account as agreed, your credit will improve (assuming you do not do any more damage to it through your other lines of credit).